Ray Bourhis Associates assists Medical Professionals with LTD Insurance Claim Filings, Denials & Underpayment. Many LTD carriers target medical professional claimants with large Present Value policies for underpayment & claim denials. Because many doctors do not have the information needed to prevent this from happening, we would like to share our knowledge regarding insurance policies, insurance law & provide helpful advise. Profiled on 60 Minutes, Dateline, WSJ, LA Times, SF Chronicle, etc. We are proud of landmark rulings, record verdicts & settlements obtained on behalf of our clients.